Now...the more important question is; Do you really want 2010 to be better? The reality...the sad reality... is that most people go about setting goals in a way thats guaranteed that they will never achieve them. The majority focus on their past; what they either didn't do, or what they did wrong.

Long time readers know that I preach the importance of individual stock selection. The market can be falling apart but as long as you own solid companies your investments will perform extremely well over the long run. Another way of putting it...It's a market of stocks, not a stock market.